“I want to get married but my fiance has bad credit, will their score ruin mine? I’ve been told it will – Never mind! Not ruining my credit!” Slow down, it’s okay. Getting married doesn’t impact your score. Marrying someone with bad credit will not make your score worse. Credit […]
I get asked the question “How is my FICO score calculated?” very often. There are many common misconceptions about information that is gathered to make your score. Many people believe personal details and factors weigh against them. Let’s clear it all up here – First off, your FICO score doesn’t […]
Your FICO Score is a service provided to the credit bureaus or “Fair Issac Corporation” Score. It uses information from your credit file to assist banks and lenders to determine how credit worthy you are. The score they give you is supposed to determine your risk of default to a […]
You’re getting a tax refund – awesome! However you plan to use it, you want to get it fast! Direct Deposit with the IRS is the best way to do this. The great part is you can have your direct deposit put into other types of accounts, not just your […]
I’m going to tell it straight: I am against allowance for children. Raising a child as a single parent worried about paying the rent, daycare, gas, et cetera, didn’t leave room for extra cash to dole out at will. Even a few dollars a week would have been a stretch. […]
Has someone stolen your bank card information? This can be done several ways through Stealing your wallet Copying your card info at a restaurant or bar Online transactions But today let’s look at retail shopping. Were you part of the whole crazy Target/Home Depot/”Insert Retailer name here” skimming bank card/credit […]
Here’s the email I just got this evening from Home Depot. Like I didn’t already have enough problems with my credit card info being stolen. Sure, you could just create a new email and start fresh, but no one wants to do that. Here are three easy things you can […]
I have a problem today. I want a pair of shoes. I really (really) want a classic pair of patent-leather, red-soled pumps. Now, for you, go ahead and insert anything into that sentence – a big screen TV, pro Camera, fur coat, whatever it is you’re eyeing. For me, it’s […]
