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Suburban Cents http://www.suburbancents.com Making sense of $$ in the suburbs Mon, 12 Dec 2016 22:08:02 +0000 en-US hourly 1 https://wordpress.org/?v=4.6.28 http://www.suburbancents.com/wp-content/uploads/2014/11/cropped-Icon-32x32.jpg Suburban Cents http://www.suburbancents.com 32 32 Does getting married change my credit score? http://www.suburbancents.com/married-change-credit-score/ http://www.suburbancents.com/married-change-credit-score/#respond Thu, 01 Dec 2016 22:31:26 +0000 http://www.suburbancents.com/?p=1722 “I want to get married but my fiance has bad credit, will their score ruin mine? I’ve been told it will –  Never mind! Not ruining my credit!” Slow down, it’s okay. Getting married doesn’t impact your score. Marrying someone with bad credit will not make your score worse. Credit scores are based on the […]

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]]> http://www.suburbancents.com/married-change-credit-score/feed/ 0 What’s NOT considered in your FICO score http://www.suburbancents.com/whats-not-fico-score/ http://www.suburbancents.com/whats-not-fico-score/#respond Thu, 01 Dec 2016 04:54:09 +0000 http://www.suburbancents.com/?p=1715 I get asked the question “How is my FICO score calculated?” very often. There are many common misconceptions about information that is gathered to make your score. Many people believe personal details and factors weigh against them. Let’s clear it all up here – First off, your FICO score doesn’t consider race, religion, national origin, […]

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]]> http://www.suburbancents.com/whats-not-fico-score/feed/ 0 What is a FICO score? http://www.suburbancents.com/fico-score/ http://www.suburbancents.com/fico-score/#respond Thu, 01 Dec 2016 01:44:52 +0000 http://www.suburbancents.com/?p=1712 Your FICO Score is a service provided to the credit bureaus or “Fair Issac Corporation” Score. It uses information from your credit file to assist banks and lenders to determine how credit worthy you are. The score they give you is supposed to determine your risk of default to a bank or lender. You actually […]

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]]> http://www.suburbancents.com/fico-score/feed/ 0 Get Your Tax Refund Fast with Direct Deposit http://www.suburbancents.com/direct-deposit-tax-refund/ http://www.suburbancents.com/direct-deposit-tax-refund/#respond Sat, 09 Jan 2016 07:05:00 +0000 http://www.velmamarie.com/?p=1198 You’re getting a tax refund – awesome! However you plan to use it, you want to get it fast! Direct Deposit with the IRS is the best way to do this. The great part is you can have your direct deposit put into other types of accounts, not just your checking. Savings account IRS (Individual […]

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]]> http://www.suburbancents.com/direct-deposit-tax-refund/feed/ 0 The Case Against Giving Children Allowance http://www.suburbancents.com/allowance-for-children/ http://www.suburbancents.com/allowance-for-children/#respond Tue, 05 Jan 2016 00:41:32 +0000 http://localhost:8888/velmamarie/?p=23 I’m going to tell it straight: I am against allowance for children. Raising a child as a single parent worried about paying the rent, daycare, gas, et cetera, didn’t leave room for extra cash to dole out at will. Even a few dollars a week would have been a stretch. Beyond the fact that I […]

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