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credit file – Suburban Cents http://www.suburbancents.com Making sense of $$ in the suburbs Mon, 12 Dec 2016 22:08:02 +0000 en-US hourly 1 https://wordpress.org/?v=4.6.28 http://www.suburbancents.com/wp-content/uploads/2014/11/cropped-Icon-32x32.jpg credit file – Suburban Cents http://www.suburbancents.com 32 32 What’s NOT considered in your FICO score http://www.suburbancents.com/whats-not-fico-score/ http://www.suburbancents.com/whats-not-fico-score/#respond Thu, 01 Dec 2016 04:54:09 +0000 http://www.suburbancents.com/?p=1715 I get asked the question “How is my FICO score calculated?” very often. There are many common misconceptions about information that is gathered to make your score. Many people believe personal details and factors weigh against them. Let’s clear it all up here – First off, your FICO score doesn’t consider race, religion, national origin, […]

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]]> http://www.suburbancents.com/whats-not-fico-score/feed/ 0 What is a FICO score? http://www.suburbancents.com/fico-score/ http://www.suburbancents.com/fico-score/#respond Thu, 01 Dec 2016 01:44:52 +0000 http://www.suburbancents.com/?p=1712 Your FICO Score is a service provided to the credit bureaus or “Fair Issac Corporation” Score. It uses information from your credit file to assist banks and lenders to determine how credit worthy you are. The score they give you is supposed to determine your risk of default to a bank or lender. You actually […]

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]]> http://www.suburbancents.com/fico-score/feed/ 0 What’s the Most Important Thing About Credit? http://www.suburbancents.com/the-most-important-thing-about-credit/ http://www.suburbancents.com/the-most-important-thing-about-credit/#respond Tue, 04 Dec 2012 18:13:36 +0000 http://localhost:8888/velmamarie/?p=4 Did you ever wonder what’s the one thing you should be doing with your credit? Quick Answer: Pay your bills. On time. No hidden agendas, no fine print, just pay your bills. On time. More importantly, make sure those are the ones reported to the credit bureaus. Depending on if it’s a FICO score or […]

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