Money Management – Suburban Cents

Get Your Tax Refund Fast with Direct Deposit

Velma — Sat, 09 Jan 2016 07:05:00 +0000

You’re getting a tax refund – awesome! However you plan to use it, you want to get it fast! Direct Deposit with the IRS is the best way to do this. The great part is you can have your direct deposit put into other types of accounts, not just your checking. Savings account IRS (Individual […]

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The Case Against Giving Children Allowance

Velma — Tue, 05 Jan 2016 00:41:32 +0000

I’m going to tell it straight: I am against allowance for children. Raising a child as a single parent worried about paying the rent, daycare, gas, et cetera, didn’t leave room for extra cash to dole out at will. Even a few dollars a week would have been a stretch. Beyond the fact that I […]

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Much Ado About Red Soled Shoes

Velma — Fri, 07 Aug 2015 05:29:22 +0000

I have a problem today. I want a pair of shoes. I really (really) want a classic pair of patent-leather, red-soled pumps. Now, for you, go ahead and insert anything into that sentence – a big screen TV, pro Camera, fur coat, whatever it is you’re eyeing. For me, it’s shoes. Downside: they’re $795. Now, […]

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Cable is a Luxury, So Should you Cancel it?

Velma — Sat, 02 May 2015 17:58:30 +0000

Cable is a luxury. Television in general is a luxury. The ability to watch seven football games at one time is not exactly a priority. If you are unsure about your finances and behind on your bills, but you have cable? You need to completely reassess: Did you wait to pay your rent because you had […]

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Can I move my payment date?

Velma — Mon, 04 Feb 2013 18:47:08 +0000

Can you bargain with your creditors to have your payment date moved? Provided that you have maintained a semi-good relationship , it’s completely possible. The bottom line for all creditors is that they just want to get paid back the money you borrowed. If that means moving a payment to accommodate your pay schedule, they will […]

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