spending


The Case Against Giving Children Allowance

I’m going to tell it straight: I am against allowance for children. Raising a child as a single parent worried about paying the rent, daycare, gas, et cetera, didn’t leave room for extra cash to dole out at will. Even a few dollars a week would have been a stretch. […]

Thoughtful Investor

much ado about red soled shoes

Much Ado About Red Soled Shoes

I have a problem today. I want a pair of shoes. I really (really) want a classic pair of patent-leather, red-soled pumps. Now, for you, go ahead and insert anything into that sentence – a big screen TV, pro Camera, fur coat, whatever it is you’re eyeing. For me, it’s […]


Cable is a Luxury, So Should you Cancel it?

Cable is a luxury. Television in general is a luxury. The ability to watch seven football games at one time is not exactly a priority. If you are unsure about your finances and behind on your bills, but you have cable? You need to completely reassess: Did you wait to pay […]


My Love Affair with ROI

ROI is my way of justifying everything and anything that I want to purchase. It’s all about usage divided by cost or Return on Investment. Shoes you want? Jewelry? Electronics? Even home appliances and gadgets look better with a quick ROI calculation. (Lately I have heard it referred to as […]